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1
Free Credit Evaluation
We begin by providing you with a comprehensive credit evaluation. We'll use this evaluation to formulate a plan of action specific to your credit file to yield the highest number of deletions and credit improvement.
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2
Credit Clean up
Next we use our proven strategies to increase your credit score and create new positive trade lines. We also help with the utilization of your current accounts to optimize your credit score.
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3
Comprehensive Credit Review
With step 3, we get down to business. TMC will use a wide array of strategies to challenge the questionable items you provide. This includes initiating disputes with all 3 credit bureaus and your original creditors. This process usually takes 30-90 days, but could take longer due to pushback from the credit bureaus or original creditors.
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4
Results Analysis
After the dispute process, we provide you with a full credit analysis featuring an itemized list of all accounts that are removed from your credit report. We will also provide you with a new credit report and your credit scores.
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5
Celebrate
This is by far the best part. Take this time to celebrate your victory of an improved credit score by going out and refinancing your mortgage, car loan, or consolidating debt to lower your interest rates and payoff your debt faster.
